PasadenaBlvd.com: Your online boulevard for Pasadena, Texas

Money Matters

Small Ways to Save Big Bucks Right Now

July 14, 2005

Contributing Writer: Cyndi Roberts

Need a little jump-start on that money-saving resolution? Here are a few simple ideas that sound small, but will really help you save big bucks with a minimum of effort.

1. Bring your lunch instead of eating out. If you spend $5.00 every day on your lunch and you brown bag it only 3 days a week, you will save $15.00 per week. That's $60.00 per month!

2. Do you take a break every morning and afternoon at work and pop your change into a soft-drink machine? Buy your canned drinks at the grocery store and bring to work. I buy brand name soft drinks on sale at 22 cents each. At work, the machine charges 50 cents. That's a big savings! If you buy generic soft drinks the savings would be even greater.

Or you could just drink water--big savings plus it's good for you!

3. If you love to read, don't run out and buy that new bestseller, check your local library. If they don't have it, ask. Most libraries are part of inter-library loan programs and can get almost any book.

4. Do all your laundry in cold water. Research shows that clothes will get just as clean. Then air-dry as many loads as you can. Air-drying means less wear on your clothing, plus you can save as much as $20 per month on your electric bill because heat-generating appliances are the biggest guzzlers of electricity.

5. Make one meat-less meal per week. Replace meat with lower-costing vegetables, a pasta dish, or maybe an omelette. This can be a healthful change, also.

6. Pump your own gas, instead of paying a higher price at a full-service station.

7. And speaking of cars, be sure to maintain correct tire pressure, to get maximum mileage. And change your oil and filter every 5,000 miles. Proper maintenance can mean fewer repair bills and longer lasting cars.

8. Consider changing to fluorescent lighting in your home. Fluorescent bulbs use less energy last 10 times as long and produce less heat.

9. At the grocery store, consider buying store brands or generic products. The savings can be pretty big on items like shampoo, conditioner, cake mixes, even milk. I have found the quality to be comparable. If you don't like a particular store brand you don't have to buy it again. But at least try it, you might like it!

10. Don't let your faucets drip. A leaky hot-water faucet can waste up to a whopping 800 gallons of hot water in a year!

(Repost; originally posted on January 01, 2005.)
--------------------------------------------------------------------------
There's only corner of the universe you can be certain of
improving, and that's your own self.
--Aldous Huxley
--------------------------------------------------------------------------
-- Cyndi Roberts' website, "1 Frugal Friend 2 Another" will show you ways to save money everyday. Receive a free e-course on saving money at the supermarket! To learn more, visit www.cynroberts.com
--------------------------------------------------------------------------


Recently in Money Matters:

My Friends All Laughed When I Told Them What I Got My Wife for Valentines Day … A Life Insurance Policy?

Mr. Forbisher had been thinking about getting a new life insurance policy. When his company went through a downsizing and he unexpectedly lost his employer-provided coverage, he felt had to take action quickly...

Budget Leftovers

The first thing you need to do when setting up a budget is to determine how much actual take home income you have...

Tips In Choosing IT Career

Need assistance getting into the IT industry? The following expert advice is designed to help those interested in getting into this field...

Healthy Eating: It's a Frugal Thing To Do!

Staying healthy is a frugal thing to do! Fewer medicines to buy, whether prescription or over the counter, and fewer visits to the doctor can only be a good thing...

Locating Affordable Health Insurance For Businesses and Individuals

Finding health insurance, as a business owner, can be difficult and is usually expensive. But it doesn't have to "break the bank". Below is a list of valuable insurance resources and great places to start your research...

Use Your Free Credit Report To Check Your Financial Health

Here are 4 tips to help you check your financial health with your free credit report...

Thirteen Easy Ways to Reduce your Food Budget

When trying to cut expenses, food is a great place to start because there are so many opportunities to save. One way to watch your savings pile up and be able to use it for a goal, such as a vacation, down payment on a home or paying off debt, is to put the cash you saved from any purchase into an envelope or a jar until you get enough to make a bank savings deposit. Make a strict rule to not use the money for anything else but your goal. Here are thirteen easy ways to reduce your food budget that will help you achieve this...

Four Simple Ways to Make a Difference with Your Dollars

Every dollar you spend can make a difference. But it takes time to sift through all the news reports, advertising messages, and public relations campaigns to figure out whether a company deserves your dough...
contact us / ©2002-2007 / imagineX